How to Remove Backsplash Tile in the Kitchen

There are plenty of ways you can update the look of your kitchen. One of the most impactful remodels is replacing the kitchen backsplash. Even if you are not interested in changing the backsplash, it is likely that your kitchen remodeling project will require you to demo the existing tile around the sink and stove. If you are up for the challenge, and have some experience with tools and construction, you might be able to remove backsplash tile in the kitchen on your own without damaging the drywall underneath.

Continue reading for the basic steps of kitchen backsplash removal.

Indianapolis Kitchen Remodeling Contractors 317-454-3612
Indianapolis Kitchen Remodeling Contractors 317-454-3612

What You Need to Remove Kitchen Backsplash Tile

To remove kitchen backsplash tile, there are some specific tools you will need. It is better if you already have experience using these tools, as kitchen tile removal requires precision and technique. You can locate any of these tools at your local home improvement store, or online at your favorite home retailer.

✏ Putty Knife
✏ Utility Knife
✏ Electric or Hand Sander
✏ Hammer
✏ 120 Grit Sandpaper
✏ Drywall Sanding Pad
✏ Drywall Joint Compound
✏ Box or Trash Receptacle
⚠ EXPERIENCE (We said that already; right?)

Basic Guide for Backsplash Tile Removal

FIRST —Turn off the power to the outlets and electricity in the kitchen area. This is a vital safety precaution. You do not want any power in the kitchen or backsplash areas.

Be sure your workspace is clear. Remove everything from the kitchen counters, including outlet covers, and anything on top of the refrigerator that might fall off.

Using your putty knife and hammer simultaneously, begin gently chiseling off the tiles. Be very careful not to penetrating the drywall underneath.

Place all of your demoed tiles in a box or trash receptacle and dispose of them responsibly. Consider donating them to an art school.

Under the tiles will be one of two types of adhesive, rock-hard or semi-soft. Semi-soft is also known as mastic, and you will need to use the 120 grit sandpaper to remove it from the wall. Rock-hard is a cement based thinset, which will require you to use your putty knife and scrape it off the wall.

If you have made any gouges in the drywall, use your putty knife, joint compound, 120 grit sandpaper, and sanding pad to repair them.

Trusted Kitchen Remodeling Contractors in Indianapolis, Indiana

Call Restoration By L & B, LLC at 317-454-3612 for affordable and certified kitchen remodeling in Indianapolis, Indiana. We are extensively experienced at restoring residential and commercial kitchens, as well as, providing complex remodels, repairs, and renovations, including drywall and painting for interior and exterior needs. If you want to add more storage space, new appliances, cabinetry, floors, or anything else you can dream of; we can do it! Contact us today to get started with a written estimate.

Indianapolis Indiana General Contractors
Indianapolis Indiana General Contractors 317-454-3612

Recommended Remodeling Tips for a New House

There is certainly a feeling of excitement after purchasing a new home, so as expected, home buyers are eager to move in as soon as they can. But, before moving into a new home, there are some specific areas to focus on for immediate renovation. Making such modifications to some commonly over-looked areas of a new house will not only better protect your asset, but will make the home entirely yours.

Continue below to review some important tips if you are looking for, buying, or moving into a new house.

Indianapolis Home Remodels
Indianapolis Home Remodels 317-454-3612

Plumbing Systems

The plumbing is the most important system in any home, aside from heating and cooling. Without proper working plumbing, a home is sent back to the stone ages. Toilets, faucets, baths, showers, laundry, and more are all everyday appliances that we use to function in life. For this reason, always be sure to have your new home’s plumbing system thoroughly inspected by a licensed professional before moving in.

The Fuse Box

Another task to complete before moving into your new home is to set up the fuse box. Learning and labeling the fuse box will require more than one person, so be sure you have a helper with you to get this job done. Grab some labeling tape and a permanent marker, and then get to work! Start by first powering off any electronics plugged in, including radios and televisions. Then, have the other person turn on all the lights in the house, and go through each fuse one by one to assign it to an area of the home. It is recommended to bring a lamp with you to plug into the outlets and check them as well. Label each fuse clearly and you’re done!


For those purchasing a new construction home, there may not be much need for vent cleaning and inspection, but it is still a good idea to clear out the dust collected during the building period. As for homes that have been around for a few years, or more, it is strongly suggested to get rid of all the years of dirt, dust, and dander that has accumulated in the ventilation system of the home. This can be done by a professional service for a relatively low price, and should take no more than a day to finish. Start your new journey in a fresh, clean home with a healthy indoor air environment.

Chimney and Fireplace

For homes that are not new construction, you definitely want the chimney inspected. Bats and birds can roost and nest in chimneys, especially in homes that are left vacant for extended periods of time. Also, there could be potential structural issues and even health concerns that a professional can point out for you. Have any issues repaired before you move in for a safe and functional fireplace.


This may seem like a no brainer, but the reality is that many home buyers get distracted with all the requirements and hassles of moving and settling into a new place, that changing the locks gets put on the back burner. And then after a while, you forget you are still using the same keys given to you at the time of closing. But it is very important to not let this happen to you. The first thing you should do before moving into a new house is change the locks. This can be done by a local door repair service, or it can even be a DIY project if you are good with tools. New locks are relatively inexpensive, but range in price depending on quality, brand, style, design, and more.

Indianapolis Home Remodels and Commercial Building Renovations

Call Restoration By L&B LLC at 317-454-3612 for Indianapolis home remodeling or commercial general contracting services at competitive prices. Owner and general contractor, Lee Elliot, is happy to answer all your questions about home remodel planning, prices, and process. And don’t forget; we guarantee to BEAT any prices quoted by our competition!

Indianapolis Indiana General Contractors
Indianapolis Indiana General Contractors 317-454-3612

Why You Should Choose Stamped Concrete to Raise Your Property Value

Once you have a stamped concrete patio, driveway, or other foundation installed, you will immediately see the value it adds, over and over again. It has developed a positive reputation for delivering added value and enhancement to a property because it is cost-effective, highly durable, long-lasting, low maintenance, and visually appealing. These are just some of the ways stamped concrete presents its value to home and property owners.

Continue reading to learn more about this decorative economical concrete option and the benefits it offers to both residential and commercial properties.

Indianapolis Stamped Concrete Contractors
Indianapolis Stamped Concrete Contractors 317-454-3612

Low Maintenance and Longevity

Stamped concrete is well-known for its ease of care. Concrete does not require a lot of routine maintenance, and does not require periodic overlays like asphalt pavement would. Instead, a little regular sweeping and routine sealcoating is all you need to keep your stamped concrete in good condition. You would need to hire a professional concrete contractor to have your pavement re-sealed, but this only needs to happen every 3 to 5 years, depending on the climate and surrounding environmental conditions. This level of maintenance is all it takes to extend the life of your concrete surface for years to come.

Ease of Installation

Another wonderful aspect of stamped concrete is the simplicity of installation. Of course, it requires professional training, years of experience, and the proper equipment to install stamped concrete properly; but for the professionals who have these credentials, the job is quick and simple. This means you won’t be subjected to long, drawn out days filled with construction and loads of scrap mess. The project is usually completed all in one day unless it is a wide-scale commercial job. Stamping out a pattern into curing concrete is much easier and faster than carrying individual paving stones, one by one, and setting them in place.

Property Value Benefits

One of the most favored benefits of adding stamped concrete to your property is the value it adds to your investment. Beautifully stamped concrete foundations, counter tops, floors, driveways, hardscapes, and more are all assets that add instant appeal, which also instantly raises a property’s overall value. So not only is it a terrific feature to add to your home for your own enjoyment, it maximizes the return on your investment in the case that you want to sell it later.

Your Leading Indianapolis Stamped Concrete Contractors

Call Restoration BY L&B at 317-454-3612 for professional stamped concrete services in Indianapolis, Indiana and its surrounding locations. Our licensed concrete contractors offer a wide range of concrete construction services for residential and commercial, including concrete repair, installation, resurfacing, staining, and much more. Whether you require new concrete installation, or restoration for existing concrete, we retain the proper resources and skill to get the job done right in a time-frame that’s convenient for you!

Indianapolis Indiana General Contractors
Indianapolis Indiana General Contractors 317-454-3612

How to Assess the Cost of a Basement Remodel

Remodeling a basement is a great way to add square footage to your home without having to move to a larger house. It is also a fantastic way to increase the value of your property, and make back on your investment when it’s time to sell. Homeowners have several questions pertaining to basement remodels because it is difficult to look at an unfinished basement and assess just how much needs to be done, how much it will all cost, and where to even begin. In this article, we will address these questions and more.

Continue reading and learn the approximate values for home basement remodeling, what to expect, and tips for getting started.

Indianapolis Basement Remodeling
Indianapolis Basement Remodeling 317-454-3612

Basement Remodeling Basics

Homeowners look forward to refinishing their basements so they can convert an unused space in their home into something extraordinary. Popular choices include a “man cave”, sports room, theater room, children’s playroom, extra bedrooms, a bar, entertainment area, a second living area, and much more. Really, there are endless options for basement remodels, so it is solely up to the homeowner to decide what their family’s needs are, or the needs of their home.

Even though the options are endless, no one wants to move forward with a basement remodel until they have an idea of how much it’s going to cost. In fact, the total cost of a basement refinishing job largely influences what type of space conversion a person chooses. If a family has their hearts set on a new home theater, but also wish they had a fun playroom for the kids, the cheaper option may end up being the winner. When something is out of budget, there are always other options.

Here are some factors that determine or influence the cost of a basement remodel:

► Size and Square-Footage
► Window Requirements
► Door Requirements
► Appliances and Installation
► Extent of Electrical Work 
► Flooring
► Baseboards and Trim
► Painting
► Water Damage/Leak Repair
► Support Pillars

A few of these factors are decision-based by personal preference, while others are critical parts of every basement remodeling project. It is vital to have water damages and leaks repaired and under-control before any work on a basement can move forward. The rest is simply interior design and customization. This is where a person can really control the budget. Once the major renovations and repairs are calculated, a homeowner can determine which amenities are most important and desirable, and weed out what they can afford and what they might think about doing later on when they have more disposable income.

Sure, those custom patio French doors are nice, but if you go with cheaper, standard patio glass doors, you might have room in the budget to get that nicer television set you’ve had your eye on. These kinds of decisions are up to the you, and depend on your budget. Just remember, the most important part about basement remodeling is hiring a reputable Indianapolis general contractor for the job.

Indianapolis Basement Remodeling at a Price You Can Afford

Call Restoration By L&B LLC at 317-454-3612 for Indianapolis basement remodeling services at a price you can truly afford. Owner and general contractor, Lee Elliot, is happy to answer all your questions about home renovation services. We offer a wide-range of renovation services for basements, cellars, crawl spaces, and even attics; such as renovations, repairs, replacements, remodels, and more.  And don’t forget; we guarantee to BEAT any prices quoted by our competition!

Indianapolis Indiana General Contractors
Indianapolis Indiana General Contractors 317-454-3612

Home Renovations That Will Sell Your House at a Higher Price

Remodeling a home is no simple task. It takes months of planning, fore-thought, and more to achieve a proper home renovation or remodel. One of the most important factors to consider, especially when making the decision on what you wish to remodel, is which project will give you the highest return on investment and increase the home’s property value.

Continue reading for the four top-recommended home remodeling and improvement projects that offer the highest return on investment (ROI) for homeowners.

Indianapolis Home Remodeling Contractor 317-454-3612
Indianapolis Home Remodeling Contractor 317-454-3612

What’s a Good Home Remodeling Plan?

In order to determine whether a home remodel is worth the investment, you must compare the cost of the project to the value of the project. Value versus cost is the first step to assessing whether or not a project is worthwhile. The average cost of a remodeling project has to include everything from labor and materials, to time off work, and more. And the value is assessed by how much the home’s value increases, and how much of that value returns as a profit if you were to sell the property down the line. All of these considerations and more are important when deciding whether or not to a home remodeling project is a good return on investment.

Popular ROI Home Improvement Projects:

Garage Door Replacement – Replacing a standard 16×7 garage door with a 4-section garage door and new tracks, but using the existing motor, costs on average around $1600, but renders a ROI of nearly 89% after resale.

Entry Door Replacement – A simple front door replacement can pay for itself after resale. Replace an existing door with a new factory-finished steel door for a high return on investment up to 100% or more!

Wood Deck Installation – A larger project that renders a large return on investment. A professionally-built pressure-treated wooden deck with built-in benches, planters, railings, and stairs can cost around $12,000, but render up to 80% ROI or more after resale.

Vinyl Siding Installation – Replacing old siding with new vinyl siding and trim is proven to be a wise ROI project for property owners. The average cost of replacing 1200 square feet of siding with new vinyl and trim is $10,000 with an average ROI of 80% or more!

Does Your House or Business Need an Updated Look Before Resale?

Hire a certified Indianapolis general contractor for professional advice and renovation services you can trust. They retain the proper tools, equipment, and training to undertake any residential or commercial remodeling project.

Residential Construction Home Remodeling Contractors in Central Indiana

Call Restoration By L&B LLC at 317-454-3612 for home remodeling and commercial general contractor services in Indianapolis, Indiana. Owner and general contractor, Lee Elliot, is happy to answer all your questions about home remodel planning, prices, and process. And don’t forget; we guarantee to BEAT any prices quoted by our competition!

Basic Guide to Residential Baseboard Removal

Baseboard removal doesn’t have to be a hassle. With the right materials and knowledge, you can remove baseboards without damaging them or the walls. This way, you can restore the look of your existing baseboards and then re-install them for a cost-effective interior upgrade, or you can reuse them for another woodworking or crafts project. If you are installing new floors, you will also be required to remove your baseboards, so preventing damage during the process will allow you to reuse them and save money.

Continue reading to learn how you can remove baseboards without causing them damage, as well as tips for expert results.

Indianapolis Flooring Contractors
Indianapolis Flooring Contractors 317-454-3612

Baseboard Removal Advice to Start With

One of the most important tools to acquire for a baseboard removal job is a trim puller. This ergonomic tool is what makes baseboard removal much easier than it was years ago. Before trim pullers, you would have to insert a putty knife in between the trim and the wall and twist back and forth in order to loosen the boards. With a trim puller, the 15 degree center wedge allows for simple and quick extraction, and prevents wall and baseboard damage. This saves a load of time and money, not to mention stress.

If your baseboard seams are caulked, then you will need to get caulk remover product. But if they are sealed with standard latex paint, you will only need your utility knife. Gloves are optional but help to prevent splinters, blisters, and sores. Side-cut pliers are optional as well, but very helpful for removing leftover pins and nails in walls after the baseboards are removed. If you have a hammer, the backside will work just as well.

What You Need for the Job:

► 6” Utility Knife
► Caulk Remover (depending)
► Side-Cutting Pliers (depending)
► Trim Puller Tool
► Mallet or Hammer
► Utility Gloves

How to Remove Baseboards in 5 Easy Steps

If your walls and baseboards are sealed with latex paint, start by using your utility knife to cut along the seam where the baseboards meet the wall to release them from their seal. Be sure to stay along the seam to prevent pulling off any wall color.

Note: If your baseboard and wall seams are sealed with caulk, you will need to apply a line of caulk remover instead. Follow the instructions on the label. Then move onto the next step.

Starting at one end of a strip of baseboard, place the trim puller front-faced against the wall, with the sharp edge along the baseboard seam.

Hold the trim puller with one hand, and with the other hand, strike the top of it with your hammer or mallet. This should drive the sharpened edge in between the trim and wall. You will notice that the center wedge of the trim puller (the part that sticks out in the middle) automatically separates the baseboard from the wall.

Gently pull the trim away from the wall with your puller tool. Then, continue step 3, moving along the baseboard in 1 foot increments until you reach the end of the strip.

Remove any leftover pins or nails with your side-cutting pliers or the back part of your hammer.

When the Job is Too Tough or Complicated to Manage Alone…

Call Our Licensed Indianapolis Flooring Contractors for Help with Baseboard Removal and Replacement!

Call Restoration By L & B, LLC at 317-454-3612 to speak with our esteemed team of flooring contractors in Indianapolis, Indiana. Owner, Lee Elliot, and his team of fellow general contractors, are licensed and qualified to replace, repair, and install all flooring materials, including wood, laminate, and tile floors, for both commercial and residential properties. Request an estimate, today.

Home Remodeling Contractors 317-454-3612
Home Remodeling Contractors 317-454-3612

Is a Home Remodel Within My Budget?

Is your home not working for you? Is it time to remodel? The answer depends on how much you care about preserving and improving your property value, as well as your comfort of living. Whether you can’t take one more look at your outdated kitchen countertops, or you have a surprise addition coming home to the family in 9 months, a home remodel can make all the difference in terms of comfort and value. But when it comes time to actually research the idea of remodeling a portion of your home, the first question you will likely ask yourself is, “can I really afford this?” And this is common among most homeowners looking to remodel.

Continue reading for advice on how to determine if you can move forward with home remodeling services, and on what budget.

Indianapolis Indiana Home Remodeling Contractors
Indianapolis Indiana Home Remodeling Contractors 317-454-3612

Financing Options are Almost Always on the Table

When you are sweating the upfront investment of a home remodel, don’t. Because many companies offer flexible financing programs and incentives that help homeowners afford to upgrade and add value to their properties. Whether interior or exterior, financing can be the answer to your home renovation woes. But keep in mind that not all general contractors offer financing. In this case, you still have other financing options.

You Might Be Able to Re-Finance Your Home

Today, it is easier than ever to re-finance your home. And don’t forget about home equity lines of credit, home equity loan, second mortgages, and even contractor loans. These are all possibilities that can make your home remodeling wishes come to life! Talk to your mortgage company or bank about your options for refinancing or applying for a loan. They will be able to examine your financial portfolio and make full-informed and educated recommendations with your best interests in mind. You may even want to consider a separate company for a home equity loan or lines of credit.

Seek Professional Advice

Talk to a licensed general contractor to determine how they can best meet your needs within your budget. An experienced and knowledgeable contractor will be able to help you find affordable alternative and budget-cutting ideas so that you can get the upgrade and improvement you seek, at a price you can afford.

Home Remodeling Contractors Who Will BEAT ANY COMPETITOR’S PRICE

Call Restoration By L & B, LLC at 317-454-3612 for truly affordable Indianapolis home remodeling services. Owner and general contractor, Lee Elliot, and his team of professional contractors, provide a wide range of commercial and residential remodeling and restoration services at the most economical prices in town. In fact, we guarantee to BEAT any prices quoted by our competition! Contact us today at 317-454-3612 to request an estimate for home remodeling and renovation.

Home Remodeling Contractors 317-454-3612
Home Remodeling Contractors 317-454-3612

How to Soundproof Your Basement Ceiling

When you are finishing or remodeling a basement, soundproofing between floors is an important factor in terms of comfort, satisfaction, and functionality. Continue reading to learn the common strategies and options for soundproofing your basement ceiling.

Indianapolis Basement Remodeling 317-454-3612
Indianapolis Basement Remodeling 317-454-3612

Best Basement Ceiling Soundproofing Options

Basement ceilings must be installed and modified adequately in order to cancel out noises from upstairs. You may think that special attention to basement ceilings is not necessary, but without it, your new-and-improved living space will be subjected to loud overhead noise like upstairs chit chatter, stomping feet, pets running around, people climbing stairs, doors opening and closing, and everything else that takes place in a busy home. It is in the best interest of your investment to properly insulate your basement ceilings, and not just for the sake of resale value, but for your personal enjoyment as well.

Here are the top solutions for soundproofing a basement ceiling:

? Canceling Overhead Noise

In order to cancel out overhead noise coming from the main level of the house, you must find a way to absorb the noise and interrupt the sound simultaneously. But first, you should know that you will most likely need to soundproof both the basement ceilings AND the main level floors for the best results. And if you desire a fully-soundproofed space, you will need to do the walls as well. Using floor padding, carpeting, areas rugs, and upholstered furniture on the main level can help with noise cancellation. Still, the most effective modification you can make to your basement is soundproofing the ceilings. And as mentioned above, you must find a strategy that absorbs sound and interrupts it at the same time.

? Absorbing and Interrupting Noise

In terms of noise absorption, installing a standard sound-dampening fiberglass insulation between the ceiling joists will usually get the job done, but this is somewhat considered to be the bare minimum for soundproofing a basement. Many contractors argue that the best option for absorbing upper-level noises in the basement is coupling fiberglass insulation with a denser, heavier material; such as soundproofing drywall, medium density fiberboard (MDF), or even heavy-duty vinyl sheeting.

In terms of noise interruption, you have a couple options. You can create a gap or you can insert a non-conductive (does not carry sound waves) barrier between the basement ceilings and the above floorboards. Both of these options essentially add another ceiling or floor between levels, which effectively inhibits noise vibrations from channeling through ceilings and joists.  To determine your basement’s unique soundproofing needs, talk to a local and trusted general contractor that specializes in basement remodeling and drywall installation.

Methods for Soundproofing Ceilings:

Add fiberglass installation.
Install soundproofing drywall.
Add a layer of acoustic drywall.
Install fiberglass bats for exposed ceiling joists.
Install fiberglass acoustic tiles.
Add mass-loaded vinyl sheeting under drywall.
Install sound clips to basement ceiling joists.
Use sound isolation clips to attach drywall.

Your Leading Basement Remodeling Contractors in Indianapolis, Indiana

Call Restoration By L & B, LLC at 317-454-3612 for affordable basement remodeling in Indianapolis, Indiana and its surrounding areas. Our licensed general contractors provide a wide range of services for both commercial and residential properties, from general handyman services and restorations, to full-on renovations, additions, conversions, and more. Request an estimate, today!

4 Types of Cabinet Surfaces You Should Not Paint Over

Painting your own cabinets is not always a recommended approach to updating your home. Although walls, baseboards, and molding are not so tough to conquer, cabinetry requires a more professional touch; that is, if you want the job done right the first time around. A common error that homeowners make when painting their existing cabinets is painting over a material that is not very compatible with said paint. Although metal, wood, and laminate cabinets are all great choices, not all of them do so well with being painted.

Continue reading to learn the top 4 types of cabinets you should hold off on painting until you talk to a painting professional.

Indianapolis Painting  and Drywall 317-454-3612
Indianapolis Painting and Drywall 317-454-3612

Damaged or Old Laminate Cabinets

If your cabinets are made of laminate, and they are very old and damaged, you might not want to paint over them. Cracked, warped, or defected laminate cabinet surfaces are not going to render a smooth paint job. In this case, laminate cabinets will need to be refinished or resurfaced before they can be painted.

Open Grained Wood Cabinets

Do you have open-grained wood cabinetry? If so, take a moment to consider what might happen if you paint over them. Open-grain means that the surface is porous, which is not going to finish smoothly after the paint dries. Not only will the texture be inconsistent, the color depth will be too. In this case, all pores and grooves would need to be filled with a wood caulking agent, then sanded and painted. Mahogany and ash cabinets are commonly open-grained. However, maple and poplar are typically closed.

Cabinets Painted with Lead-Based Paint

If your cabinets are painted with a lead-based paint, you want to stop right there. Stripping the existing paint off of the cabinets poses a high risk of toxic dust inhalation. And you can’t paint over painted cabinets without first stripping the old paint. Lead-based painted cabinets should be demoed professionally, and replaced with a modern material and paint.

Painted Cabinets That are Peeling

If your painted cabinets are peeling, it is either an indication that they were painted a really long time ago, or, you have a developing moisture issue in your home. If the latter, you will need to have your home inspected, and have any issues resolved, before you can paint again. If your painted cabinets are just really old, you will run into the same problems as painting over damaged laminate. In this case, strip the old paint, sand, fill cracks, and then re-paint.


Hire a Professional Indianapolis Painting Contractor for Superior Results

Call Restoration By L & B, LLC at 317-454-3612 for affordable residential and commercial interior painting in Indianapolis and its surrounding areas. Our highly trained, qualified and insured general contractors provide services for complete project management and development, planning, design and build coordination, preconstruction services, and more.  And as a trusted source for paint and drywall work, we guarantee to beat any competitor’s price! Request an estimate, today.

4 Ways to Finance Your Roof Repair or Replacement

When it comes to major roofing repairs or replacements, you might not know much, but you do know one thing; it’s going to cost a lot of money. However, that does not mean that a new roof is not affordable. In fact, there are several financing options for paying for roof work in Indiana, so you are bound to find a funding method that works for you.

Continue reading to learn some of the best finance options for roof repair and replacement in Indianapolis, Indiana.

Indianapolis Roofing Contractors 317-454-3612
Indianapolis Roofing Contractors 317-454-3612

You Can Get Financed for a New or Repaired Roof

The average roof replacement costs between $5,000 and $10,000. Major roof repair comes in just below those marks. So, what does a homeowner do when they need costly roof work done? They can turn to one of these popular funding methods:

?☑ Credit

Credit payment is always an option for anyone who has good credit. If your income is sufficient and you have a good credit score, you can take the straightforward approach and put the purchase on credit. Making monthly or periodic credit payments for roof work can be convenient for those who meet these standards since you don’t have to work with a third-party lender or wait for loans to come through. Just be aware of APR’s, high-interest rates, and other related credit terms and conditions.

?☑ Personal Loan

Taking out a personal loan from your bank of choice is another common and workable solution for funding roof work. In addition to banks, homeowners also have the option of working with credit unions or online lenders. Personal loans do not require any equity, so they are well-suited for someone who has good credit, but wants to improve their credit, and has a steady income flow. Just be sure to pay attention to repayment schedule and interest rates terms.

?☑ FHA Loan

An FHA loan, or Federal Housing Administration loan, is another common fixed rate loan option for roof repair and replacement, but it is not suited for everyone. The federal government offers financing schemes for real estate owners looking to make certain renovations, but you must meet certain requirements to qualify for the program. To see if such a loan is a good fit for your home remodeling needs, start by looking for FHA-approved lenders, and request a consultation.

?☑ Home Equity Loan

You may have the option of securing a home equity loan or a home equity line of credit (HELOC) from your bank in order to fund a roof repair project. A home equity loan is much like a second mortgage in that you use your home as collateral to borrow more money, and then continue by making payments to pay it all off over time. A home equity line of credit (HELOC) is like a credit card that your bank gives you so that you can spread the cost of roof repair out over a longer period of time.

Indianapolis Roof Repair and Installation Contractors

Call Restoration By L & B, LLC at 317-454-3612 for roof repair and installation services in Indianapolis, Indiana. Our general contractors service both residential and commercial clients. We use a comprehensive inspection and measurement process that ensures we are well-prepared to meet the exact needs of your roofing project. From start to finish, we stay in constant communication with our clients to confirm they are well-informed of our time-lines and agendas. Licensed general contractor, Lee Elliot, is happy to take your call and answer your questions about roof repair, rubber roofing, and more. Call 317-454-3612 for information about Indianapolis roofing repair or installation, today.